Its not What You Know, Its Who You Know

The term “Its not what you know, its who you know” has really come true for me of late; there I was, stressing out of my mind because I couldn’t afford to not work yet working was driving me to an earlier grave. Unfortunately as Brad is starting up his own personal training business and working as well, he is unable to cover his own costs and my mortgage too so I thought that I had no option but to keep working until either I got the transplant or died waiting for it. Then I happened to be chatting to the amazing cf social worker, Anne from the Prince Charles Hospital. I explained my situation to her and she asked if I had any insurance through my superannuation. What???? Super was just something that I signed the form for when I first started my job and I haven’t thought of it since. I asked Brad to bring my latest members statement up to me in hospital and Anne and I looked it over, it turned out that as part of my superannuation I also had Death and Terminal Illness insurance and Income Protection insurance. WOW. I had no idea. Absolutely none.

 So currently my applications for Terminal Illness payout and Income Protection insurance are in the works and I am happy to say that my super fund, Hesta, have been nothing but wonderful. Each and every person I have spoken to has been the complete opposite of what I expected insurance personnel to be; I expected suspicious and nosey yet they have all been compassionate and caring. I can’t tell you how much that in itself has eased this path for me already. I have become a proudly independent woman so asking for help from a big organisation was a huge hurdle for me to work through. Once I get the payout I plan to get some work done to my house to get into saleable/rentable condition, just in case the shit hits the fan and I have to sell or rent and I shall live on the rest of the money.

My point is that if I hadn't of been chatting with Anne, I would never have found out what I was entitled to and my life would have ended even sooner because of the strain that working was placing on my body. So my lesson in this is: use all the support available for you to gather information, an innocent chat could wind up saving you a bundle or even adding years to you life, thanks Anne!

love

K